Terms of Service

Welcome to Metropolitan Collection Agency, LLC (“Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your use of our website https://metrocollection.agency/ (the “Site”) and the services we provide, including but not limited to the collection of payments through the Site (collectively, the “Services”).

By accessing or using the Site and Services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use the Site or Services.

1. Acceptance of Terms

By accessing the Site or using our Services, you accept these Terms and our Privacy Policy, which is incorporated herein by reference. If you are using our Services on behalf of a business or other entity, you represent that you have the authority to bind that entity to these Terms.

2. Modifications to Terms

We reserve the right to change or modify these Terms at any time. Any changes or modifications will be effective immediately upon posting the revised Terms on the Site. Your continued use of the Site or Services following the posting of revised Terms means that you accept and agree to the changes.

3. Services

Our Services include the collection of debts and payments on behalf of our clients. By using our Services, you authorize us to process your payments and communicate with you regarding the debts owed.

4. User Responsibilities

You agree to provide accurate and complete information when making a payment.You agree not to use the Site or Services for any unlawful or fraudulent activities.You are responsible for maintaining the confidentiality of your account information and for all activities that occur under your account.

5. Payment Processing

Payments can be made through our Site using the methods specified (e.g., debit card).All payment information is processed securely in accordance with our Privacy Policy.You agree to pay any fees associated with the payment processing as outlined during the payment process.

6. Privacy

Your use of the Site and Services is also governed by our Privacy Policy, which can be found at https://metrocollection.agency/privacy-policy/.

7. Intellectual Property

All content on the Site, including text, graphics, logos, and software, is the property of Metropolitan Collection Agency, LLC or its licensors and is protected by intellectual property laws. You may not use, reproduce, or distribute any content from the Site without our prior written permission.

8. Disclaimers and Limitation of Liability

The Site and Services are provided “as is” and “as available” without any warranties of any kind, either express or implied.To the fullest extent permitted by law, Metropolitan Collection Agency, LLC disclaims all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose.In no event shall Metropolitan Collection Agency, LLC be liable for any direct, indirect, incidental, special, or consequential damages arising out of or in connection with your use of the Site or Services.

9. Indemnification

You agree to indemnify, defend, and hold harmless Metropolitan Collection Agency, LLC, its affiliates, officers, directors, employees, and agents from any and all claims, liabilities, damages, losses, or expenses, including reasonable attorneys' fees, arising out of or in any way connected with your access to or use of the Site or Services.

10. Governing Law

These Terms and your use of the Site and Services shall be governed by and construed in accordance with the laws of the state of New Hampshire, without regard to its conflict of law principles.

11. Dispute Resolution

Any disputes arising out of or relating to these Terms or the Site or Services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions shall remain in full force and effect.

13. Contact Information

If you have any questions or concerns about these Terms or our Services, please contact us at:

Metropolitan Collection Agency, LLCPO Box 46Keene, NH [email protected]

By using the Site and our Services, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.